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Eugene Simmons

NMLS #419708



Eugene Simmons
Mortgage Banking Officer
Community Lending

Eugene N. Simmons attended Tennessee State University majoring in Business Administration with a minor in Accounting. He currently resides in Miami, Florida and is currently employed by City National Bank. Over the course of a 29 year banking and mortgage span, Mr. Simmons has served in such capacities of Assistant Vice President CRA/Residential Lending currently for City National Bank, Loan Officer/Lending Manager for Miami Dade Neighborhood Housing Services, Underwriter/Senior Mortgage Processor for Portland Mortgage Corporation and Underwriter/Senior Mortgage Processor for Union Savings Bank of Florida. With his solid experience in mortgage lending, finance and banking operations, he is effective in managing a harmonious staff of ethnic and cultural diversity with excellent presentation skills, clear and in a professional manner. Mr. Simmons is able to maintain a balanced, objective viewpoint in addressing problems. He is knowledge of available mortgage programs i.e. Fannie Mae, Freddie Mac, FHA and conventional lending products.

Mr. Simmons has also been certified to provide mortgage banking by the University of Miami, direct endorsement training by HUD, a Licensed Real Estate Sales Representative from Bert Rodgers School of Real Estate, Certified as a Homebuyer Educator by Neighborhood Reinvestment Corporation, Certified Loss Mitigation Counselor by HUD and Certified Foreclosure Counselor by Mission of Peace National Housing Intermediary.  He has also received certificates in Marketing Affordable Housing, Economic Development Lending Lessons, Low Income Tax Credit and Syndication, Financing Feasibility Analysis, Business Credit Analysis Fundamentals, Improving Loan Servicing and Loan Fund Management, How to Communicate Effectively, First Mortgage Lending, and Loan Servicing and Collections. Mr. Simmons has also served on several Nonprofit and Professional Boards to volunteer and provide financial and profession directions to the organizations. The boards and professional organizations have excelled and benefited from the knowledge and expertise that he brings.

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